TERMS

• Plan to complete all payments on your item(s) within 4 months after your initial deposit / service charge
  
• Payments will be split into 4 equal monthly payments, but you are absolutely allowed to pay more if you feel like it
  
• Your first payment will be a month after your initial deposit / service charge
• There is no commitment on your part to complete your layaway, but note there is a small fee for returning money
  
• Merchandise will be available within 7 business days of your final payment (more often than not it will be processed & shipped within 1 business day)
  
• Accounts 7 days past due for any payment will be considered terminated at which time we will refund your money (with fee)
  

• One-time $10 service charge, charged at time of layaway activation
  
• 20% is required as a down payment
  
• $5 refund fee, should you want to abandon your layaway plan